Bila harga minyak dikemaskini?

Harga minyak Malaysia dikemaskini setiap hari Rabu tengah malam oleh Kementerian Kewangan, berkuatkuasa dari Khamis hingga Rabu berikutnya.

Berapa harga RON 95 minggu ini?

Harga pasaran RON 95 dikemaskini setiap minggu. Harga subsidi untuk rakyat yang layak kekal melalui program BUDI 95. Semak harga terkini di bahagian atas laman ini.

Apa itu program BUDI 95?

BUDI 95 adalah program subsidi bersasar kerajaan Malaysia yang diperkenalkan September 2025. Rakyat yang layak mendapat harga subsidi RM 1.99/liter, manakala harga pasaran mengikut kadar mingguan.

Apa beza RON 95, RON 97 dan Diesel?

RON 95 adalah petrol biasa: harga pasarannya berubah setiap minggu, dan rakyat yang layak mendapat harga subsidi melalui BUDI 95. RON 97 adalah petrol premium tanpa subsidi dengan oktan lebih tinggi. Diesel digunakan untuk kenderaan berat dan 4x4.

Bagaimana harga minyak Malaysia ditentukan?

Harga RON 97, Diesel dan RON 95 pasaran ditentukan setiap minggu melalui formula Automatic Pricing Mechanism (APM) berdasarkan harga minyak mentah dunia. Rakyat yang layak di bawah BUDI 95 menerima harga subsidi RM 1.99 seliter.

Kenapa harga minyak naik mendadak?

Harga minyak Malaysia dipengaruhi harga minyak mentah dunia. Konflik geopolitik, pengurangan pengeluaran OPEC, atau gangguan bekalan boleh menyebabkan kenaikan mendadak. Harga dikemaskini setiap minggu melalui formula APM.

Apa itu BUDI Diesel dan berapa harganya?

BUDI Diesel ialah subsidi diesel individu yang mula seluruh negara pada 1 Julai 2026. Warganegara Malaysia yang memiliki MyKad, lesen memandu dan kenderaan diesel persendirian berdaftar layak membeli diesel B10/B15 pada RM 2.10/liter, dengan kuota 200 liter sebulan dikongsi dengan BUDI 95. Sabah dan Sarawak kini mengikut harga pasaran yang sama seperti Semenanjung; kenderaan komersil pula guna skim SKDS (RM 2.15).

Bolehkah saya daftar BUDI 95 sekarang?

Ya. Layari portal rasmi BUDI 95 dan masukkan nombor MyKad anda. Sistem akan semak kelayakan secara automatik berdasarkan data LHDN dan program bantuan sedia ada. Jika layak, anda akan mendapat status serta-merta.

Adakah laman ini bebas iklan?

Ya. HargaMinyak.my percuma sepenuhnya, tanpa pendaftaran dan tanpa iklan yang mengganggu. Sumber data kami adalah data.gov.my, portal data terbuka kerajaan Malaysia.

Saya tinggal di Singapura tetapi memandu ke Malaysia. Bolehkah saya guna harga subsidi?

Tidak. BUDI 95 hanya untuk rakyat Malaysia yang layak. Warga asing dan kenderaan berplat asing perlu membayar harga pasaran penuh. Stesen minyak berhampiran sempadan biasanya mempunyai penguatkuasaan yang ketat.

Apa itu SKPS dan siapa yang dapat RON 95 pada RM 2.05?

SKPS (Sistem Kawalan Petrol Subsidi) menetapkan harga RON 95 pada RM 2.05/liter untuk kenderaan pengangkutan awam dan logistik yang layak, seperti teksi, bas sekolah, bas, ambulans dan lori. Subsidi disalurkan melalui kad armada daripada syarikat petrol utama. Ia berasingan daripada BUDI 95 (RM 1.99) untuk kegunaan persendirian.

Best Credit Cards for Fuel in Malaysia 2026

For drivers spending RM 400+ monthly on fuel, the right credit card can save RM 200-400 a year in cashback. Here are the best credit cards in Malaysia 2026 for petrol purchases.

1. HLB WE Mastercard, 8% Cashback

HLB WE offers 8% cashback on fuel with an RM 50/month cap. Annual fee is waived if you spend RM 24,000/year. Ideal for everyday drivers.

2. Maybank 2 Gold, 5% Cashback

A classic card with 5% cashback on fuel and car servicing, no monthly cap but requires RM 500 minimum monthly spend. Annual fee RM 95 waivable after 12 transactions.

3. CIMB Enrich Platinum, 5% Cashback

5% return on fuel (RM 30/month cap), dining, and groceries. One card for all popular categories. Annual fee RM 195 waivable with simple conditions.

4. Public Bank Quantum, Rewards Points

Great for those who want to redeem flights. Points earn rate up to 5x for fuel category. No annual fee.

5. Shopee PayLater Card, 10% Promo Discount

Promotions sometimes offer 10% off fuel payments at Shopee integrated stations. Not a traditional credit card but worth considering.

Tips to Maximise Cashback

Always check monthly caps, one big fill-up is better than several small ones
Pay in full every month, cashback isn't worth it if you're charged 18% annual interest
Combine cards, use WE for fuel, another card for other categories
Monitor promotions, many cards offer 10%+ bonus cashback during public holidays

The right credit card can be a savings tool, but only if you have the discipline to pay in full every month.

Frequently Asked Questions

Which credit card gives the highest petrol cashback in Malaysia?

HLB WE Mastercard offers the highest petrol cashback at 8%, but it is capped at RM 50 a month. Maybank 2 Gold and CIMB Enrich Platinum give 5%. The highest rate is not always the best, since the monthly cap decides how much you actually save.

Is petrol credit card cashback worth it if I do not pay in full?

It is not worth it. If you only pay the minimum, you will be charged around 18% annual interest, far higher than the 5-8% cashback you earn. Cashback only becomes a real savings tool if you have the discipline to pay in full every month.

What does a monthly cashback cap mean and why does it matter?

A monthly cap is the maximum cashback you can earn in a month for a category. For example, HLB WE caps petrol cashback at RM 50 a month, while CIMB Enrich Platinum caps it at RM 30. Once you hit the cap, further spending no longer earns the full rate.

Can I use multiple credit cards to maximise petrol cashback?

Yes, and it is a smart strategy. You can use HLB WE for petrol because it has the highest rate, and another card for categories like dining or groceries. Just do one big fill-up rather than several small ones so you make the most of the monthly cap.